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Get to know me

My name is Todd Smith, an Entrepreneur, and Realtor. At the age of 25, I started making my money through business and I expanded business with real estate. This momentum of life comes with a lot of trials and hardships. There’s no such thing as easy money. You must persevere and work for it.

If you want to know how my journey turns me into someone that I never imagined I can ever be. See you in my next post.

Strongly Recommended Read: Save Some Money With These Helpful Home Improvement Tips!


Home improvement is a lot more than just installing a new toilet. It is truly a progressive hobby. It has so many techniques and products that require a keen eye, precision, and a sharp attention to detail. Do you have what it takes? Regardless of your answer, here are some tips to help you.

Minor home improvements have a small but cumulative effect on property value. Setting and achieving modest goals for repair and improvement projects is a good way to keep home value moving upwards. These “little fixes” are cheaper and faster than major renovations and can even make a fun leisure activity for the handy homeowner.

Stay true to the property and the neighborhood when you take on major renovations. If you live on a street of suburb ranch style homes, then putting in a colonial mansion is not going to get you the desired result you’re after. It will be out of place and not something anyone else will be willing to pay for later.

Stay true to the property and the neighborhood when you take on major renovations. If you live on a street of suburb ranch style homes, then putting in a colonial mansion is not going to get you the desired result you’re after. It will be out of place and not something anyone else will be willing to pay for later.

Make your home feel like a home by adding a doormat. A lot of people tend to overlook the addition of a doormat in front of a door. It not only serves a purpose of making a home feel complete, but also serves to keep your floors clean. Putting out a doormat where people can wipe their feet will cut down the amount of time you spend cleaning your floors.

If you are interested in changing the look of your bathroom, this space could be the perfect choice for your next home improvement project. Give your bathroom an extra special touch by installing radiant floor heat and a light-tube, which gives the space the appearance of having natural light. Both features come with instructions that are easy to follow.

Smoke detectors are required for safety in your home. Many homes only put them in certain areas. You can increase the safety in your home, by installing additional detectors in places like bathrooms, kitchens and basements. These areas can sometimes be overlooked, though prone to fires as much or more than the rest of the house.

Shut the toilet lid! No, it’s not a girl boy thing! Toddlers can topple into an open toilet and drown! Why take the chance of such a horrible thing happening when all you have to do is shut the lid. Keeping the bathroom door closed is another good practice when small children are in the house.

Display your jewelry on a coat rack mounted on the wall. Use it just for costume jewelry, not expensive pieces. Making a display for your jewelry looks nice and helps keeps it tangle free. Choose several items that you wear a lot and display those.

If you have a lot of cords hanging out of your entertainment stands then you know what a pain and unsightly view cords can be. You can easily clean up your mess by using Velcro tape, which is widely available, at most stores for about $5. Roll up the unused portions of your cord and hold them together with the Velcro tape for a clean and tidy look.

If you have extra paint left over from a recent project, store it in a glass jar rather than leaving it in the paint can. You will be able to instantly tell what the color is without going through the messy ordeal of opening the lid of the paint can.

You have to let neighbors know of times when the street will be blocked due to your renovations. Sometimes it is necessary to block traffic on your street for deliveries or large equipment. Giving your neighbors plenty of warning will be appreciated.

Your homeowner insurance will go down if you put smoke alarms in your home. The older your house, the more you’ll save. Smoke alarms can save money and your life.

If you are going to do a large renovation to create a large master bathroom consider installing a separate shower and bathtub. This may not seem like something that is that important, but many buyers are more interested in homes that have separate areas for both, since two people can get ready at the same time.

When painting the interior of a home, it is important that you do only one room at a time. You do not want to have paint fumes in every room of your home. Also, painting every room at the same time can make you feel overwhelmed. Take your time to figure out how you want each room to look.

When looking for someone to help you with home improvements, do your research. This is important because you do not want an inexperienced or unskilled person working on your home. Ask around for a good worker from family and friends or go online and look for reviews on home contractors in your area.

If you would like to get rid of your exterior siding on your home and replace it with original wood keep in mind that you will have to take appropriate steps to protect your wood. You can either paint it or use finisher. You will have to replace it when it eventually starts to peel and crack.

When you begin a home improvement task, don’t underestimate that task. Do not assume that everything will work out according to plan. You’ll have an easier time dealing with problems that arise if you’ve prepared for them ahead of time.

If there’s something you don’t like about your house, don’t just learn to live with it! Take action! Many home improvement projects can be done with minimal work and cost, and now that you’ve read this article, you’ll be able to pull them off yourself. Decide what needs fixing, and get to work.

Top Ten Tips To: Have Auto Repair Questions? Get Answers Here

Car owners understand that vehicles break down every once in awhile. Most of us simply take our vehicles to a auto repair station no matter how small the problem is. Wouldn’t you like to fix your car yourself? The following article will teach you the ins and outs of auto repair.

Check the transmission fluid every two to three months. Let your engine run and open the hood of your car. Use the transmission dipstick to check the fluid levels. If there is not enough fluid in your transmission you probably have a leak somewhere in your system. It is best to take the car to a mechanic so he can locate the leak.

If you feel pressured by the garage or dealership you visit to get your car maintained or repaired, do not hesitate to leave. Reliable mechanics will not put any pressure on their customers and will focus on providing quality service. Follow your gut feeling and stay away from the mechanics who do not seem trustworthy.

If you are worried about an auto body shop puffing up the amount of work that needs to be done, go and get free diagnostics from somewhere else. Since there is no guarantee you will get work done by them, they have no reason to claim there is more needed than necessary.

Make sure that you clean your car in the winter as well. Winter can be hard on your vehicle. Roads filled with sand and salt can really do some corrosive damage to your car. Just be sure that you’re drying your car off before you start to drive around so that ice doesn’t form.

If your vehicle seems to be leaking fluids, start by replacing the gaskets and seals. The most common area for leaks is where different parts join together. You may not need an expensive repair if the leak stems from one of these easily replaceable areas. If the leak continues after replacement, you may have a more extensive leak.

When performing your own car repairs, make sure you budget enough time to get the job done. It’s easy to underestimate how long a repair job will take. You may encounter difficult to remove bolts or nuts, or find out a part is harder to remove than you anticipated. Giving yourself enough time to complete the repair safely will make the job much less stressful.

Sometimes you can find a good mechanic who works in their home garage. It’s about the experience, not the location, and someone that uses their own locale may be a lot cheaper than a shop. It can be hundreds of bucks less expensive. Plus, you are supporting an independent local business person.


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Before paying an auto repair shop for work done to your car, take it for a test drive to see if it is working properly. A lot of people don’t try to drive their car first and they figure out the hard way that it wasn’t repaired later on.

Always research the reputation of any auto repair shop you are considering using to have your car serviced. If you are a AAA member, you can find a list of approved shops on their website. You can also download an app for your smartphone like Repairpal to view ratings for different repair shops.

When you take your car to an auto repair shop, try to have a good description of the problem. Just telling the mechanic the car is screwed up won’t help him or her to solve the problem. Provide details. You should know how long the problem has existed and when it occurs. Note whether or not dashboard warning lights are illuminated. Describe any sounds, smells or vibrations that accompany the problem.

Avoid rebuilt parts if possible. These parts are usually more affordable than new ones but you have no way of knowing how reliable the repairs are. Rebuilt parts have usually been into an accident or stopped working at some point and were salvaged and rebuilt. It is best to invest in newer part that have never been damaged in the past.

Make sure that the technician working on your car is knowledgeable on the make and model. Cars very greatly from one brand to the other. The only way to get the best service is to work with a technician that is well versed on the inner works of your specific automobile.

You should always pay attention to the way your car smells. An unpleasant smell is usually caused by a leak or an electrical short. It is best not to drive your car and find a mechanic who can come inspect it to determine what is causing the strong smell.

Never underestimate Walmart when it comes to having certain services done on your car. You can get an oil change there for quite a bit less than you will pay for one at an auto shop. They also sell tires that are priced much better than those at most tire shops.

After having a mechanic replace a car part, ask him to return the old one to you. If he won’t do it, he probably never replaced the parts he said he did. Unfortunately, this may be a warning that the mechanic is not being truthful.

Be sure to keep and read your vehicle’s owner manual. This is a very important source of information, and you should become very familiar with it. Knowing what is in your owner’s manual can help you perform minor repairs on your own. Additionally, it can help you avoid going to the auto repair shop unnecessarily by clarifying the way in which equipment on your car is supposed to work. It also provides important codes such as your VIN number and color codes for body paint, upholstery, carpeting and so on.

Learn about what the fluids in your vehicle look like. Knowing this can help you determine exactly what is leaking if anything is. Having this knowledge can help you to diagnose your problem and relay the information your mechanic may need to properly repair your vehicle. It could also even save you some money.

Do not attempt to repair your car or truck without being confidence in your abilities. You may end up voiding your warranty otherwise. Then, you will have to bear the full cost of all future problems.

Hopefully, you have learned a lot on how to fix your car problems and how to choose the right professional. Now that you are armed with this advice, you should be able to resolve any problems you are having now and any future ones you may have. Utilize this advice, and enjoy a better car.

Techniques: Creating A Better Home Business Strategy That Works

Running a home business or starting one, can be challenging to do effectively. It takes a lot of work and planning to start a home business and after you start, there are hurdles that you did not account for. However, you don’t have to think of all the answers yourself! This article provides valuable insight into various aspects of home business that will make your home business, more efficient and profitable.

One of the biggest things one needs to remember when starting a home business is having an extensive business plan laid out. Your business plan must include ideas for improvement and growth as well as plans to accommodate growth. Your business plan also needs to always have backup plans that are ready to set into motion.

If you are good at planning parties for your family, consider doing this as a home business. Many people actually dread the thought of having to plan a big bash for friends or family members because it takes so much organization. Some people just do not have the time. If you are skilled at party planning and enjoy doing it, this can be a lucrative business for you.

Do not fall for any hype about get-rich-quick, home-based business kits. A successful home-based business takes time and perseverance to develop. Any promises about instant success or riches are scams. The only people making money would be the scammers who sell you their business kit. So, save your money and ignore these promises.

What kind of business do you find most attractive? Think about your talents, desires, interests and goals. For instance, you can combine your interests in music equipment and carpentry into a speaker cabinet manufacturing business. What is most important, is that you really enjoy what you do. The more passion you feel, the more successful you can become as an entrepreneur.

Whenever possible, use your business credit card. When you travel, eat out, and have other minor expenses, using your business credit card will keep cash in your hands and defer the payment. Using a credit card also helps to build miles or points on your card which can later be redeemed.

Offer incentives for customers that refer their friends. Encourage your friends and customers to refer more people to you since word of mouth will cost you less than any other form of advertisement. Maintaining loyalty from your customers will yield great profits in the long run.

When running a home businesses it is important to keep track of any and all receipts related to business purchases. these receipts can then be used as a tax write off at the end of the year for business related expenses and you can save a lot of money on tax deductions.

Many home business owners tend to have health related issues because they generally get less exercise staying home and also overwork when the lines blur between life and work. At the same time, one of the major differences between being an employee at a company and running a home business is the lack of sick days. Because they run their own business, each day they might have to take off from getting sick translates directly into lost income. It is therefore vital that home business owners take extra care of their health through exercise, adequate sleep, and proper diets.

To have a successful home business, you need to set your personal wants and preferences firmly aside. While making your own hours and being your own boss are the obvious highlights of working from home, that does not mean that your clients do not still expect professionalism from you both in your work and in your delivery of that work.

Do not spend too much time on your new business logo. You can find someone to make you the logo of your dreams in less time. Web designers are generally very creative people who create logos for a living and can make any logo you’ve ever imagined. Save time and let someone else make your logo.

When marketing your home-based business, post fliers at local businesses as a way to get your name out there to the local crowd around town. Many people are eager to support home-based entrepreneurs over a large corporation and you will be well on your way to obtaining a larger customer base.

Claim what your work space costs you on your tax report; do not claim your whole house. Determine what percentage of your home you use to work and report this percentage on how much your home is costing you. You can deduct this amount from your taxes and justify it if needed.

Don’t repeat your neighbor’s business. You might think you have a unique idea, but before doing a market research you can’t know it for sure. Find out how many other companies are on the market offering similar products and services, and design your business to offer special services not available from others.

Don’t smell bad when you’re working in your home business. I mean this seriously – it is important to shower every day, do your hair in the morning (at least brush it!), brush your teeth, and maybe even do a little bit of your makeup or wear some fragrance. You’ll feel a million times better about yourself and that will reflect in the relationships you have with clients.

A great tip for your home business is to choose something that you already do well. This is important because you will love your job. Therefore, the quality and quantity of work you put into it will be high. Sometimes people just do not consider trying to make money from something they consider to be their hobby.

Does your home business sell a product? Then why don’t you think of a service you can also sell? For example, if you sell car parts, then you can sell installation, too. YOU don’t have to do it yourself, but you can partner with car service companies all over the nation and have them pay you a monthly fee or referral commission every time your website refers a new client to them, who installs your parts.

A great tip for your home business is to make sure that your product that you sell is something that is of great interest to you. This is important because most often times you need to really love what you do in order to commit to it and succeed at it.

To sum it all up, you will find that the few minutes you took to read this article will be well worth it after implementing all of the expert knowledge that has been provided. There is always room to improve, so go ahead and give this advice a try.

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Advices – Investing In The Stock Market? Read This First

Learning about the stock market does not have to be an arduous process. In fact, knowing how to research companies and study trends, can help you make the best decisions! Read this article for some helpful tips on how to pick the most profitable stocks and companies so that you can benefit.

When things are on the decline in a clearly bear market, look for stocks that are undervalued. These would-be stocks that have low prices, but are expected to grow higher in the short run. If a company is stable and promising with a cheap stock price, it could be a good investment.

Investing is best done with an eye to the long term. There are very few people who will succeed at moving money in and out of investment vehicles, if they try to catch day to day trends. Most people just end up losing their money and getting frustrated. Look for solid companies or funds with a long history of good returns and stay the course.

Pay attention to cycles, and wait for the bull market to emerge. You must be ready to pounce when things are on the upswing. If you do your homework, you will learn to recognize when a bear market is about to do an about-face and head in the other direction.

Familiarize yourself with past performance of each company that you contemplate investing in. Although past successes aren’t definite indicators, companies that do well often also do well in the future. Profitable businesses tend to expand, making profits more possible for both the owners of the business and the investors, like you!

Figure out if you want to use a brokerage to purchase stocks, or if you want to buy right from a Direct Investment Plan or Dividend Reinvestment plan. If you do not think, you can afford a brokerage, there are many discount brokerages available. Just be aware that some companies do not offer a Direct Investment Plan.

Don’t let your emotions play a part in your investments. Remember that this is a business and you’re in this to make money. You can’t let yourself make bad decisions that are solely based on your emotions. Learn to separate your emotions from your decision making so that you can have a clear mind.

It is important to buy a stock when it has fallen and to sell it when it is high. People think that the best time to buy a stock when it is high, and they sell it when it is low. This is how so many people end up losing large amounts of money in the stock market. Do not allow your fears to take over your decision making.

Give short selling a try! When you do this, you make use of various loaning stock shares. When an investor does this they borrow a certain amount yet agree to also deliver that same amount of those particular shares, just at a another later date. Then, the investor first sells the shares at a higher price, and buys them at a lower price to make a profit.

Do not wait for a price drop. If you are interested in purchasing a stock, resist the urge to hold out on purchasing until it drops in price. If you are right about that stock being a good investment, a dip may not come – potentially costing you a lot more in profit.

Hold your stocks as long as you can, from a minimum of five years to maybe eternity. Do not sell when the markets have been rough for a day or even a year. Also do not sell if your stock has doubled or tripled. As long as your reasons for holding that stock are still good, then keep holding it. Reinvest any earnings you do not need in the next five years. Sell only if the stock goes so high that the business is just maxed out and not going to grow anymore.

Be a humble investor. Don’t get a “big head” if it appears that you may come out ahead. The market is constantly changing so even when it appears that you are on an upswing, you could take a tumble. Don’t start making rash decisions or “celebrating” ahead of time. Remain calm and remain watchful of the market conditions.

Ask yourself questions about each stock in your portfolio at the end of the year. Look at each holding and decide if that company is a stock you would buy if you did not hold it already, given what you know now about the company and sector. If your answer is no, then that is probably a good sign you need to dump the stock you currently have. Why own what you would not buy?

You may want to look into reliable investment management software if you are thinking of investing in stocks. Rather than taking risks or trusting a brokerage, these software programs can teach you the ins and outs of investing, ensuring you will make the best choices. Some of these programs even allow you to track trends.

When investing in the stock market, you should only trade with cash that you can afford to lose. You do not ever want to put in cash that you will need to pay off debt into the stock market because you could lose it all. No investment is 100% safe, and you should never attempt to speculate on what’s going to happen in the future with money that you will need.

Learn, understand and remember the difference between value and price. The stock price is what you will pay for it when you invest in your shares. The stock value is what you are assumed or expected to get in market returns down the road, in terms of growth of stock price. Value can also relate to the dividends that a company pays you for your stock shares.

Once you’ve purchased a stock, give it time to grow. Don’t trade it as soon as the price drops. The stock market fluctuates frequently, so patience is key if you want to make some real money. Your losses may very well outweigh your gains when you buy and sell frequently.


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Before you get your feet wet and invest with stocks, you should try your hand at paper trading. This lets you practice without risking real money, giving you the ability to get comfortable with trading. Just use paper to track your imaginary investments, and deal with fake currency.

Now that you have the tips from this article, you can make your dream of investing a reality. You can join in on all the stock market action that others have experienced for years. Just remember these tips when you begin your stock market journey and you will be in investment heaven.

How To Keep Yourself Younger Looking And Beautiful!

Do you feel insecure about your appearance? Do you wish you could change the way you look? No matter what you look like, there are plenty of things you can do to make yourself more beautiful. This article will provide you with some beauty tips that can make anyone look and feel better.

A great tip when it comes to beauty is to not overdue the makeup. Often times novices have a tendency to put on too much make up and as such make themselves look worse. Use makeup sparingly, and you’ll find you will be turning guys heads everywhere you go.

Eyeliner can add impact in a way that few products can. Steady your elbow on the table to avoid making mistakes, then use an eye pencil with a dull point to draw on a series of small dashes across the upper lash line. Use a smudging tool or sponge to blend the dashes to create a single line.

Eyeliner can add impact in a way that few products can. Steady your elbow on the table to avoid making mistakes, then use an eye pencil with a dull point to draw on a series of small dashes across the upper lash line. Use a smudging tool or sponge to blend the dashes to create a single line.

When you nail polish starts to thicken up, you can add a few drops of nail polish remover to the bottle to thin it. Shake the bottle well after the addition of the nail polish remover to mix thoroughly and continue your manicure as usual. You should be able to get several more applications from the bottle.

To prevent grey hairs, try eating curry leaf chutney. Left chutney is a good and natural way to help your pigment forming cells gain pigment. One teaspoon is all you really need.

You can camouflage an unsightly double chin by brushing on a swipe of rosy-brown powder blush along your jawline from your ears to your chin. Next, use a light, translucent powder on your natural chin and blend the entire area very well. This may take a bit of practice, but when done properly, it makes a noticeable difference.

Smoking, besides being linked to a myriad of health problems, also has an extremely negative affect on the way you look. One of the best beauty tips is to never smoke a cigarette in your life, and if you are a smoker, stop immediately. Smoking prematurely ages the skin and causes wrinkles, it makes acne worse and it turns your teeth yellow.

Get your sleep to keep yourself looking beautiful. Do not underestimate the power of scarce sleep to age your face, and your body. You need from six to eight hours of sleep a night to rejuvenate your body, skin, and brain. All are important elements in your overall personal health.

Being fit, having nice looking clothing, skin, and posture are what people see in you. By employing all of these techniques, you will look more beautiful.

Beauty is often found in many different places and looks, however, you may be lost if you do not have the information that you need. The article that you have read has informed of what you need to know about the beauty of human beings, it is for you take this and make it knowledge.