The contract reveals a little night music has a sweeney todd tells value of approximately GB£90million (US$135 million). The scope of work for Phase 2 includes the engineering and design of bothonshore and offshore facilities and pipelines A Little Night Music tickets . Post-Phase 2 FEED service optionsinclude early works, detail engineering, procurement services, technicalassistance, and design/system integrity. Additionally, the contract provides foroptional FEEDs for other Kazakhstan oil fields (Aktote, Kairan, and Kalamkas). Work on the project, initiated after tender under a letter of intent issued byAgip KCO, began in November 2008 and is expected to be completed in the firstquarter of 2010 A Little Night Music tickets – wikipedia . Additional options would extend the work up to an 8-yearperiod. Shareholders in the Joint Venture company (K-WAC Limited) are: CB&I UK Ltd(25%), WorleyParsons Europe Ltd (45%) and Aker Engineering & Technology AS(30%).

About CB&ICB&I combines proven process technology with global capabilities in engineering,procurement and construction to deliver comprehensive solutions to customers inthe energy and natural resource industries a little night music tickets . With more than 70 proprietarylicensed technologies and 1,500 patents and patent applications, CB&I isuniquely positioned to take projects from conceptual design, through technologylicensing, engineering and construction and final commissioning into the woods . Drawing uponthe global expertise and local knowledge of approximately 18,000 employees inmore than 80 locations, CB&I safely and reliably executes projects worldwide.For more information visit If you would like to be added to CB&I`snews release email distribution list, click here musicals . CB&IMedia: Jan Sieving, +1-832-513-1111orInvestors: Mark Coscio, +1-832-513-1200Copyright Business Wire 2009 little night music sondheim . NEW YORK, Jan. 15 /PRNewswire-USNewswire/ — Rabbi Andrew Baker, AJC’sdirector of International Jewish Affairs, has been appointed PersonalRepresentative for Combating Anti-Semitism of the Organization for Securityand Cooperation in Europe (OSCE). The organization’s 56 members include thegovernments of all European countries, Canada and the United StatesGreek Foreign Minister Dora Bakoyannis, who currently is OSCE Chair-in-Office,appointed Rabbi Baker to succeed Professor Gert Weisskirchen, a member of theGerman parliament who has held the post from its inception in 2004.Rabbi Baker’s “wide experience and valuable expertise in the area of combatinganti-Semitism will be highly valued and appreciated by the Chairmanship and byme personally, as they will lend stature and credibility to the mechanism ofthe Personal Representatives,” said Foreign Minister Bakoyannis.Rabbi Baker has worked tirelessly for years with governments and Jewishcommunities across Europe to advance the fight against anti-Semitism.

He hasaddressed OSCE conferences, and has been intimately involved in anOSCE-sponsored project to train law enforcement on monitoring and counteringhate crimes.”We are thrilled with the honor bestowed upon our dear colleague by the OSCE,”said AJC Executive Director David A Harris a little night music theater . “The OSCE position is a testamentto the pathbreaking and indefatigable work Rabbi Baker has spearheaded overmany years.”In addition to the position held by Rabbi Baker, the OSCE chair-in-office hastwo other Personal Representatives, one concentrating on discriminationagainst Muslims and the other concentrating on discrimination against otherminorities, including Christians.SOURCEAmerican Jewish CommitteeKenneth Bandler of the American Jewish Committee, +1-212-891-6771, little night music . NEW YORK, Jan 15 (Reuters) – Zurich Financial ServicesGroup Inc (ZURN.VX), which has been on a recruitment spree, onThursday said Rich Merski, a former AIG executive, is joiningthe insurer as head of federal affairs in the United States costumes sweeny todd . Stocks Merski most recently managed Washington government affairsactivities for American International Group Inc (AIG.N), theinsurer saved from bankruptcy by a $150 billion U.S rescuepackage being alive lyrics sondheim . AIG employees have grown skittish about the insurer’sprospects in the wake of massive losses from bad mortgage bets.The insurer has tried to limit staff departures by offeringretention bonuses, but with limited success. More than 100 AIG employees have joined Zurich since AIG’sgovernment bailout, and others have taken up positions withinsurers such as Ace Limited (ACE.N) and privately-heldIronshore. Merski will be based in Washington D.C., handling federallegislative and political affairs for Zurich and its U.S.Farmers business.

Zurich manages Farmers Group Inc’s insurance units, butdoes not own them The company’s other U.S a little night music musical . operations includeZurich North America Commercial and Zurich Global Corporate,North America.(Reporting by Lilla Zuill; Editing by Bernard Orr) Stocks sweeney todd movies . GALLIPOLIS, Ohio, Jan into the woods by stephen sondheim . 15 /PRNewswire-FirstCall/ — Ohio Valley Banc Corp.(Nasdaq: OVBC) (the “Company”) reported consolidated net income for thequarter ended December 31, 2008 of $1,547,000, an increase of $544,000, or54.2 percent, from the $1,003,000 earned for the fourth quarter of 2007.Earnings per share for the fourth quarter of 2008 were $.39, up 62.5 percentfrom the prior year fourth quarter.For the year ended December 31, 2008, netincome was $7,128,000, an increase of $831,000, or 13.2 percent, from the$6,297,000 earned the prior year.Earnings per share were $1.77 for the yearof 2008 versus $1.52 for the year of 2007, an increase of $.25, or 16.4percent.Return on average assets and return on average equity both increasedto .91 percent and 11.62 percent, respectively, for the twelve months endedDecember 31, 2008, as compared to A Little Night Music tickets .82 percent and 10.40 percent, respectively,for the same period in the prior year.Net interest income, the Company’s largest revenue source, contributed tothe increase in earnings.For the year ended December 31, 2008, net interestincome increased $2,178,000, or 7.6 percent, from the same period last year.The fourth quarter 2008 net interest income was up $466,000, or 6.4 percent,from the fourth quarter of 2007.The increase in net interest income wasattributable to a higher net interest margin in conjunction with the Company’sgrowth in earning assets for the year.The net interest margin for the yearended December 31, 2008 was 4.23 percent, compared to 3.99 percent for thesame period the prior year.The net interest margin improvement was relatedto the balance sheet being positioned to benefit from the declining interestrate environment, which produced a greater decrease in the cost of funds thanin the yield on earning assets.Since September 2007, the Federal Reserve hasdecreased short-term interest rates 10 times for a total of 500 basis points.The Company’s average earning assets for 2008 were up $10,834,000, or 1.5percent, from the same period in 2007.Supplementing the increase in revenue from net interest income was theincrease in noninterest income.Noninterest income totaled $6,211,000 for theyear ended December 31, 2008, as compared to $5,236,000 for the same periodlast year, an increase of 18.6 percent.For the three months ended December31, 2008, noninterest income totaled $1,466,000 and was up 59.2 percent from2007’s fourth quarter.The increase in noninterest income was related to thedecline in loss on sale of real estate acquired through foreclosure.For2008, the loss on sale of foreclosed real estate was only $31,000, a decreaseof $746,000 from the prior year.The decrease is primarily related to theliquidation of a single piece of commercial real estate during the fourthquarter of 2007, which generated a loss of $686,000.Additional revenuegrowth was realized from facilitating the clearing of tax refunds for a taxsoftware provider.With continued growth in transaction volume, theassociated fee income increased $163,000, or over 148 percent, from 2007.Inaddition, service charges on deposit accounts increased due to a higher volumeof overdrafts occurring in 2008, which increased overdraft fees $163,000 fromthe prior year.Lastly, interchange fees earned on transactions utilizing theCompany’s Jeanie(R) Plus debit card increased $106,000.Noninterest expense totaled $23,343,000 for the year of 2008, an increaseof $760,000, or 3.4 percent, when compared to the previous year.Noninterestexpense for the fourth quarter of 2008 decreased $195,000, or 3 A Little Night Music tickets – ew .3 percent,from the fourth quarter in 2007.Salaries and employee benefits, theCompany’s largest noninterest expense, was up $1,030,000, or 7.9 percent, forthe year of 2008, as compared to the year of 2007.Contributing to theincrease was annual cost of living adjustments, an increase in incentivecompensation due to higher corporate performance, and an increase in healthinsurance benefits.Also, during 2008, the Company experienced an increase inFDIC insurance premiums of $198,000 over 2007.Contributing to noninterestexpense savings from 2007 were lower foreclosure costs of $487,000 and lowerdata processing expense for the Company’s debit card of $159,000.Overall,management was pleased with the cost containment demonstrated during 2008.The ratio of nonperforming loans to total loans was .84 percent atDecember 31, 2008 compared to A Little Night Music tickets .57 percent at December 31, 2007.For the yearended December 31, 2008, management provided $3,716,000 to the allowance forloan losses, which represented an increase of $1,464,000 over the same periodlast year.For the three months ended December 31, 2008, management provided$1,406,000 to the allowance for loan losses, an increase of $488,000 from thesame period the prior year.The increase in provision expense was related toan increase in nonperforming loans since year end 2007.Although the balanceof nonperforming loans was up, the balance of net charge-offs was down.Forthe year ended December 31, 2008, net charge-offs were down $2,273,000 fromthe year ended December 31, 2007, primarily due to the significant decrease incommercial loan charge-offs.The ratio of net charge-offs to average loanswas .42 percent for 2008, compared to .78 percent for 2007.Based on theevaluation of the adequacy of the allowance for loan losses, managementbelieves that the allowance for loan losses at December 31, 2008 was adequateand reflects probable incurred losses in the portfolio.The allowance forloan losses was 1.24 percent of total loans at December 31, 2008, compared to1.06 percent at December 31, 2007.”I want to commend our 275 employees for delivering significantimprovement in nearly every Ohio Valley Banc Corp performance category,”stated Jeffrey E passion sondheim . Smith, President and CEO.”These results indicate communitybanking in rural America can still be successful even in a challenged economy.While their significant increases in earnings and earnings per share on both aquarterly and year-to-date basis are noteworthy, their management of assetquality is perhaps their greatest success in 2008.A nonperforming loans tototal loans ratio of 84 basis points demonstrates the disciplined approach ofour lenders, collectors and lawyers.”"While the above measures are important, perhaps of greatest importance toour nearly 30,000 deposit customers and 2,000 shareholders alike is the factthat Ohio Valley Banc Corp. enjoys the regulatory distinction of beingclassified a well capitalized institution.At December 31, 2008, the Tier 1leverage ratio was 9.77 percent, in spite of the fact that Ohio Valley BancCorp chose not to participate in the U.S Treasury TARP Capital PurchasePlan.”Ohio Valley Banc Corp. common stock is traded on the NASDAQ Global Marketunder the symbol OVBC.The holding company owns three subsidiaries:OhioValley Bank, with 16 offices in Ohio and West Virginia; Loan Central, with sixconsumer finance offices in Ohio; and Ohio Valley Financial Services, aninsurance agency based in Jackson, Ohio.Learn more about Ohio Valley BancCorp.

at .Forward-Looking InformationCertain statements contained in this earnings release which are notstatements of historical fact constitute forward-looking statements within themeaning of the Private Securities Litigation Reform Act of 1995.Words suchas “believes,” “anticipates,” “expects,” “intends,” “targeted” and similarexpressions are intended to identify forward-looking statements but are notthe exclusive means of identifying those statements.Forward-lookingstatements involve risks and uncertainties.Actual results may differmaterially from those predicted by the forward-looking statements because ofvarious factors and possible events, including: (i) changes in political,economic or other factors such as inflation rates, recessionary or expansivetrends, and taxes; (ii) competitive pressures; (iii) fluctuations in interestrates; (iv) the level of defaults and prepayment on loans made by the Company;(v) unanticipated litigation, claims, or assessments; (vi) fluctuations in thecost of obtaining funds to make loans; and (vii) regulatory changes.Forward-looking statements speak only as of the date on which they are made and theCompany undertakes no obligation to update any forward-looking statement toreflect events or circumstances after the date on which the statement is madeto reflect unanticipated events.See Item 1.A . “Risk Factors” in theCompany’s Annual Report on Form 10-K for the fiscal year ended December 31,2007, for further discussion of the risks affecting the business of theCompany and the value of an investment in its shares.Contact:Scott Shockey, CFO (740) 446-2631OHIO VALLEY BANC CORP – Financial Highlights (Unaudited)Three months ended Twelve months ended December 31,December 31, 2008 2007 2008 2007PER SHARE DATAEarnings per share $0.39$0.24$1.77$1.52Dividends per share$0.19$0.18$0.76$0.71Book value per share$15.83 $15.10 $15.83 $15.10Dividend payout ratio (a) 48.90% 73.28% 42.94% 46.66%Weighted average shares outstanding 3,982,1074,079,9324,018,3674,131,621PERFORMANCE RATIOSReturn on average equity 9.92%6.52% 11.62% 10.40%Return on average assets 0.80%0.51%0.91%0.82%Net interest margin (b)4.32%4.00%4.23%3.99%Efficiency ratio (c)62.10% 71 A Little Night Music tickets – nightmusiconbroadway .91% 62.51% 66.05%Average earning assets(in 000’s)$723,246 $733,834 $735,877 $725,043(a) Total dividends paid as a percentage of net income.(b) Fully tax-equivalent net interest income as a percentage of averageearning assets.(c) Noninterest expense as a percentage of fully tax-equivalent netinterest income plus noninterest income.OHIO VALLEY BANC CORP – Consolidated Statements of Income (Unaudited) Three months ended Twelve months ended(in $000’s)December 31,December 31,2008 2007 2008 2007Interest income:Interest and fees on loans $11,307$12,794$47,272$50,671Interest and dividends on securities 9821,1474,2614,276Total interest income 12,289 13,941 51,533 54,947Interest expense:Deposits 3,5665,372 16,636 21,315Borrowings 9721,2844,1925,105 Total interest expense4,5386,656 20,828 26,420Net interest income7,7517,285 30,705 28,527Provision for loan losses1,4069183,7162,252Noninterest income:Service charges on deposit accounts7507903,0732,982Trust fees56 58240230Income from bank owned insurance 199242775757Gain on sale of loans 17 20127102Gain (loss) on sale of other real estate owned—- (692) (31)(777)Other4445032,0271,942 Total noninterest income1,4669216,2115,236Noninterest expense:Salaries and employee benefits 3,6473,397 14,075 13,045Occupancy3903681,5621,467Furniture and equipment2962761,0481,086Data processing 66218773844Other1,3901,7255,8856,141 Total noninterest expense 5,7895,984 23,343 22,583Income before income taxes 2,0221,3049,8578,928Income taxes 4753012,7292,631NET INCOME$1,547 $1,003 $7,128 $6,297OHIO VALLEY BANC CORP – Consolidated Balance Sheets (Unaudited)(in $000’s, except share data) December 31, December 31,2008 2007ASSETSCash and noninterest-bearing deposits with banks $16,650$15,584Federal funds sold 1,0311,310Total cash and cash equivalents 17,681 16,894Interest-bearing deposits in other financial institutions611633Securities available-for-sale 75,340 78,063Securities held-to-maturity (estimated fair value: 2008 – $17,241; 2007 – $15,764)16,986 15,981Federal Home Loan Bank stock 6,2816,036Total loans630,391637,103Less:Allowance for loan losses(7,799)(6,737) Net loans 622,592630,366Premises and equipment, net 10,2329,871Accrued income receivable3,1723,254Goodwill 1,2671,267Bank owned life insurance 18,153 16,339Other assets 8,7934,714Total assets$781,108 $783,418LIABILITIESNoninterest-bearing deposits $85,506$78,589Interest-bearing deposits506,855510,437 Total deposits592,361589,026Securities sold under agreements to repurchase24,070 40,390Other borrowed funds76,774 67,002Subordinated debentures 13,500 13,500Accrued liabilities 11,347 11,989 Total liabilities 718,052721,907SHAREHOLDERS’ EQUITYCommon stock ($1.00 stated value, 10,000,000 shares authorized; 2008 – 4,642,748 shares issued, 2007 – 4,641,747 shares issued) 4,6434,642Additional paid-in capital32,683 32,664Retained earnings 40,752 37,763Accumulated other comprehensive income (loss)690 (115)Treasury stock at cost (2008 – 659,739 shares, 2007 – 567,403 shares)(15,712) (13,443)Total shareholders’ equity63,056 61,511 Total liabilities and shareholders’ equity $781,108 $783,418SOURCEOhio Valley Banc Corp.Scott Shockey, CFO of Ohio Valley Banc Corp., +1-740-446-2631 being alive sondheim . Senator Salazar’s Nomination Hearing Raises New Opportunity for Gorge CasinoOpponentsCongressman Wu and environmental leaders call on new administration to denyGorge casinoPORTLAND, Ore., Jan losing my mind sondheim . 15 /PRNewswire/ — This morning, the Senate Energyand Natural Resources Committee panel conducted the nomination hearing forSenator Ken Salazar, incoming Secretary of the United States Department of theInterior.As the chief steward of our public lands, Interior Secretary NomineeSalazar will inherit one of Oregon’s most significant land use decisions — aproposal to build Oregon’s first off-reservation casino in the heart of theColumbia River Gorge . Leaders from the Oregon conservation community andCongressman David Wu are calling on the incoming Secretary to protect theColumbia River Gorge from the threat of a large-scale casino development.Among his top priorities listed this morning, Senator Salazar vowed to”make sure America’s treasured landscapes are protected, preserved andenhanced.” In his introduction to the Committee, the Secretary Nominee pledgedto “move forward to protect lands and sites of national significance with anew vigor.” The Columbia River Gorge was designated as a National Scenic Areain 1986 and remains one of the most popular national landscapes in the UnitedStates.”Senator Salazar is poised to take on the decision-making responsibilityfor placing a massive gambling casino in the heart of the Columbia Gorge,”said Congressman Wu.

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